Government Aid

Minha Casa Minha Vida Program: check out how to secure your property

Find out how the process of achieving your own home works in the Minha Casa Minha Vida program. This way, you can achieve your dream quickly and easily.

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Realizing the dream of owning your own home has never been so close

imagem de uma mão de homem segurando uma miniatura de casa
Achieve your dream. Source: Adobe Stock

If your desire is to purchase your own home and are looking for more information on how to achieve this goal, you are in the right place. The Minha Casa Minha Vida Program was created to meet your needs.

After all, it is a federal government initiative whose objective is to provide access to decent housing for low-income families across the country. 

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My home, my life

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Sign up and guarantee the opportunity to have your dream home.

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In this article, we will explore all stages of the registration process, from choosing the property to signing the financing contract, as well as providing useful tips for those who want to participate in the program. 

Follow the full text and discover how to turn your dream of owning your own home into reality.

What are the requirements to participate in the program?

To register for the Minha Casa Minha Vida Program, it is essential that the individual is informed about the previously stipulated criteria. Below we present the main ones:

  • Do not have real estate property in your name or be linked to a housing loan;
  • Have not received any benefits from the government;
  • Do not use the space for commercial purposes;
  • Being outside the National Register of Borrowers or the Informative Register of Unpaid Credits of the Federal Public Sector is a necessary condition.

Meeting these requirements is essential for the candidate to enroll in the program and have the chance to achieve their dream home.

How do I sign up for the Minha Casa Minha Vida program?

It should be noted that the registration procedure for the Minha Casa Minha Vida Program is restricted to income bracket 1, that is, families with an income of up to R$2,640.00.

First, families must register for the government's housing plan at the city hall of the city in which they live.

Then, with the data validated by Caixa, approved families receive information about the date of the housing draw. 

Finally, after selection, the family signs the property contract. And you can now celebrate owning your first home.

How can I obtain financing from Caixa?

chave na porta
Hiring of the Minha Casa Minha Vida program. Source: Adobe Stock

At the same time, in the case of income bands 2 and 3, the step-by-step process is a little different.

In this case, a participating company or Caixa can hire you. This way, the family chooses the desired property and can now simulate financing on the Caixa website. 

After choosing the financing option and approving the simulation, the documentation is delivered to a Caixa Aqui branch or correspondent. After all validation, the family signs the contract.

In summary, it is worth remembering that, in all income ranges, the family must comply with the requirements of the Minha Casa Minha Vida Program and have the documents required to register.

Finally, if this program is not yet for you, find out about other assistance options within CadÚnico. In the article below you will have access to the complete content.

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