Who has never wondered how to withdraw FGTS? Whether you want to buy your own home, start a business or simply have a financial reserve, it is important to know all the possibilities and rules related to withdrawing the FGTS.

But rest assured, withdrawing the FGTS is a simple and easy process to carry out. 

In this article, you will see the main information you need to know about withdrawing from the FGTS. From the necessary conditions to the step-by-step instructions for making the withdrawal. 

Get ready to discover all the information that will help you use the FGTS in an intelligent and strategic way for your financial life.

The FGTS offers different forms of withdrawal to help workers in different situations. Among the main types of withdrawal are:

Each of these cases has specific rules for withdrawal. In fact, for each type of withdrawal, there are different documents and procedures. Knowing these options helps you take better advantage of this benefit when necessary.

Knowing the types of FGTS withdrawals ensures that you can access this resource at important moments in your life.

FGTS is money that your employer sets aside for you every month. You can cash it out in several important situations:

Finally, since the beginning of 2020, all workers who qualify for one of the types of withdrawals available through the FGTS have an amount released for withdrawal. So, have you checked if your amount is available to withdraw?

Withdrawing the FGTS can be an important decision and depends on your financial situation. If you need the money for emergencies like hospital bills or debts, it might be a good idea.

It is also advantageous to use the FGTS to buy your own home or pay off a loan.

However, if you are not experiencing an urgent need and are planning for the long term, letting the FGTS pay off may be more beneficial. After all, the FGTS generates income and is a reserve for situations such as unfair dismissal.

Therefore, evaluate your needs and priorities before deciding to withdraw the FGTS.

First of all, withdrawing the FGTS amount is easy, quick and can be done completely online.

1- Check if You Are Entitled to Withdraw: First, confirm if you fit one of the reasons for withdrawal, such as unfair dismissal, retirement, or other cases provided for by law.

2- Access the FGTS Application: Download the “FGTS” app from the Google Play Store or Apple App Store and log in with your CPF and password. If you don't already have a password, you can create one in the app or on the Caixa website.

3- Request Withdrawal: In the app, go to the “Withdrawal” option and choose the reason for the withdrawal. Follow the instructions to fill in the necessary details and submit the request.

4- Follow the Request: After submitting the request, you can track the status of the order through the Caixa Econômica Federal app or website.

5- Receive the Money: If everything is correct, you can choose how to receive the money: directly into your bank account or at a Caixa branch. The amount will be available after the withdrawal is approved.

With these steps, you can withdraw your FGTS quickly and easily! But, if you want to receive financial assistance every month, click on the article below and check details to register for Bolsa Família.